Accept Stablecoins
Without Exposing Your Wallet
USDT, USDC and DAI across a dozen networks through one private payment link. Dollar-stable settlement, no reused address, no KYC.
Stablecoins are how most crypto-native businesses actually get paid — no exposure to a 10% overnight swing, no renegotiating an invoice because the market moved. The trade-off has always been which stablecoin, and which network: USDT clears cheapest on Tron, USDC is the one compliance-conscious clients ask for by name, and DAI is the decentralized option some payers specifically prefer over a centrally-issued coin.
Cloakd removes the need to pick just one. Price a payment request or checkout in dollars, and let the payer settle in whichever of USDT, USDC or DAI — on whichever network — suits them, while you receive the stablecoin and network you actually want at an address the payer never sees.
Pick Your Stablecoin
Stablecoin Payment FAQs
Which stablecoin should I accept — USDT, USDC, or DAI?
Most merchants accept all three and let the payer choose. USDT has the deepest liquidity and the cheapest transfers on Tron; USDC is the stablecoin US-facing and compliance-conscious payers tend to prefer; DAI is the decentralized, non-custodial option some crypto-native payers specifically look for. Cloakd supports all three on every network they exist on, so you never have to pick just one.
Which network has the lowest fees for stablecoin payments?
Tron is typically the cheapest network for USDT transfers, which is why it carries the majority of global USDT volume. Ethereum mainnet is the most expensive but the most universally supported. Cloakd lets the payer choose whichever network is cheapest for them at the moment of payment, while you settle to the network and coin you prefer.
Can I accept more than one stablecoin on the same payment link?
Yes. A single Cloakd payment link can be priced in dollars and settled in whichever supported stablecoin — or any of the 200+ other supported tokens — the payer chooses, without you creating a separate link per coin.
Do I need to verify my identity to accept stablecoin payments?
Payers never verify identity on Cloakd. Individual payment-request creators only need a wallet signature, not an ID. Merchants setting up checkout go through a light business-information review before activation — see our AML policy for the full picture.
Start Accepting Stablecoins Today
No account, no KYC, nothing to install. Create a payment link, or set up merchant checkout for your store.